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Tuesday, August 25, 2020
Discourse Analysis Essay -- Communication, Identity Work
Breaking down talk is frequently utilized by social researcher as an interpretive investigation of genuine circumstances, in view of its biological legitimacy (Byford, 2009, p. 198). An article, (which will be alluded to as text) taken from the Blaenau Gwent County Borough Council site (refered to in Open University, 2010, pp. 25-26), will be broke down in this exposition. Right off the bat, by setting up a portion of the talks and afterward summing up zones of ââ¬Ëidentity workââ¬â¢, which is ââ¬Ëthe execution of character in (the subtleties of) talk, including how the speaker positions her or himselfââ¬â¢ (Taylor, 2009, p. 186). ââ¬ËDiscourse is a lot of thoughts that are shared by (a few) citizenry, makes character positions and gives a specific perspective on how the general public capacities and practices are emphatically or contrarily valuedââ¬â¢ (Taylor, 2009, p. 185). The perspectives and personality places that individuals hold can be framed from numerous points of view and urbanization is a genuine case of how esteems are associated among individuals and spot in the open country and in urban areas. Steve Hinchliffe (2009, p. 224) clarifies how individuals are tempted by a ââ¬Ëimaginaryââ¬â¢ of country life and that peopleââ¬â¢s assessments of city life are regularly detached. They can relate higher wrongdoing, contamination and viciousness, in urban areas, restricted to, moving slopes, clean air and a casual method of living in the open country. However, during urbanization, during the 1830s, many moved from country zones, to move to urban communities. What's more, despite the fact tha t the appreciation for move to urban zones was mind boggling, Hinchliffe (2009, p. 210) brings up, urban areas appeared to be alluring, they offered chances to acquire a living compensation and increment success regardless of whether it was essentially through assembling. The content from Blaenau Gwent plays on the legend (talk) of the charming countryside,... ... to these realities. Initially, it permits guests to get tied up with the country life as it states there are ââ¬Ëa number of extraordinary spots to visit, remain and enjoyââ¬â¢ allowing the chance to showcase an individual personality and increase joy from the region. Besides, the steady utilization of descriptors all through the content, assists with building a positive picture of the region ââ¬Ëimpression managementââ¬â¢ as Goffman recommends. By and large, we can perceive how the content uses talks and the photo likewise affirms this, by demonstrating a country and beautiful perspective on the territory. Personalities are intricate and are comprised of more than one thing at a given time, they are not fundamentally unrelated. The exhibition of character in the content is focused on the individuals who have constrained information on Blaenau Gwent. It is a ââ¬Ësnap shotââ¬â¢ attempting to convince and persuade the peruser, which intends to pull in travelers as opposed to simply introduce the realities.
Saturday, August 22, 2020
Business Plan Essay Example for Free
Field-tested strategy Essay IV. Depiction of Venture a. Administrations BC Property Forum is committed in selling properties of the gained resources of the banks through offering. Our primary objective is to help our customers particularly to the individuals who are working abroad to have a wise interests in claiming a property. Our region accomplices are uncommonly prepared in doing deals talk in their customers by giving accommodating data about the property. Like property area, property size, and some other data portraying the property. We will offer our outmost support to give the requirements of our customers. b. Size of Business BC Property Forum is a little size business that has 20 to 99 workers. This business is exclusive by association sort of business. c. Office Equipment and Personnel The workplace gear required First are PCs for recording, keeping and back-up of documents and records. Second Telephones and Faxes for correspondence with the customers. Third are printers for printing of records and documents. Fourth are copying machines for duplicating of documents and ultimately are air cons to make individuals agreeable. The business carefully picks our work force particularly for our zone accomplices and in-house accomplice. We will have are accomplices that are acceptable in doing deals talk and very much prepared. We will likewise recruit individuals for Secretary, IT and Messengers. As proprietors, we would prefer not to have issues with our customers that will bring down our clientââ¬â¢s trust. d. Foundation of Entrepreneur President Jenifer Velarde Jenifer Velarde is graduated Magna Cum Laude with the level of Bachelor of Science in Business Management at the University of the Philippines. She was picked to be the president in light of her capacities of taking care of a business well overall and settling issues. VP â⬠Enrico C. Veluz Enrico C. Veluz is privately known to include numerous independent ventures inside zones in Manila. He additionally graduated at the University of the Philippines and took up Business Management. He additionally got an honor as an Outstanding Entrepreneur a year ago. Budgetary Manager â⬠Elenaire Puzon Elenaire Puzon is an alum of Financial Management in the Mapua Institute of Technology. He is an accomplished authority and great in getting ready of fiscal summaries and records in various organizations. Secretary â⬠Bea Faye Libiran Bea Faye Libiran is an alum of Adamson University and took up Marketing. She is an accomplished secretary since she has taken a shot at various huge organizations, for example, RCBC and Makisig Group of Companies. Region Partners â⬠Jake Esguerra and Ryan Redecto Jake Esguerra is an alum of University of Makati and took up Marketing. He is an In-House Partner â⬠Frangelo Alejandro and John Orneza IT â⬠Lawrence Penalba and Mikko Ray Victoria Delivery person Jomaric Santos Jomaric Santos is an alum of University of Makati and took up V. Advertising Plan (Condominium Units, House Lot, Lot, Building, Res/Commercial) a. Estimating As we rethink the obtained resources of the banks, we will meet most of the way with the bank to give a superior cost. b. Dispersion Since we offer help, conveyance isn't applicable. c. Advancement BC Property Forum will lead advancement through promoting. The kind of publicizing will utilize print promoting like magazines, paper, banners, leaflets and flyers. This would assist our organization with being perceived by our clients since we offer administrations for them. We will likewise plan to build up our own site of the organization to advance the administrations we have. Those advancements will be of extraordinary assistance to our organization to be settled in the business. d. Item and Forecasts The first month will be for the set up of the business. On the second month, the organization office will be all together prepared to begin. On the following month, numerous costumers are fulfilling the administrations to an expansion in deals each year. e. Controls In light of the market division that BC Property Forum has set up, we will require steady updates as far as the potential sizes, disseminations, and buying examples of the quality cognizant, innovation using official markets. We will utilize our chronicled presentation to set up a client database containing this data. This will permit BC Property Forum to target clients all the more proficiently because of genuine encounter. Besides, as our client care and follow-up are keys to building up held clients, the showcasing database will permit us to partition the potential needs of clients.
Sunday, August 2, 2020
NEW Integrate MeisterTask with 1,000+ Apps via Zapier - Focus
NEW Integrate MeisterTask with 1,000+ Apps via Zapier - Focus You can now connect MeisterTask with over 1000 other web apps, via the power of Zapier. With no coding required, you can set up workflows that send MeisterTask data to and from your favorite tools, such as Gmail, Google Calendar, Slack, Salesforce and hundreds more. Automate Between MeisterTask and 1,000+ Apps via Zapier ? Last week, Zapier announced that you can now connect MeisterTask with over 1,000 other apps, meaning the list of possible task automations is pretty much endless! What makes this extra exciting is that MeisterTask has been listed in the top 100 for user popularity! Considering all the other wonderful apps integrated with Zapier, weâre incredibly chuffed to hear this. As a little thanks, we thought weâd give something back to our MeisterTask users, so were proud to introduce Automate by Zapier! Our new in-app functionality, enabling users to set up Zaps directly within MeisterTask. A Zap is an automation that sends data from one app to another when a trigger occurs, often leading to an action. For example, you can set up a Zap that creates a MeisterTask task in your designated project board, every time a tagged email enters your inbox. So without further ado, hereâs what the new Zapier updates have in store: How to Create MeisterTask Zaps with Automate by Zapier Whereas before you would need to head over to the Zapier website to set up a Zap, MeisterTask users can now set up an automated workflow from directly within MeisterTask! 1. Open MeisterTask Open up MeisterTask, or sign up if you havenât already. Youâll need a Zapier account too, of course. 2. Choose your project To do this, enter your project and click on the ( i ) button in the top bar to open the project settings. Click on Manage, then switch to the Features tab. Scroll down until you see Automate by Zapier and click on Add. 3. Pick the app From there, youâll be taken to MeisterTaskâs Automate by Zapier page, where you can choose from a number of apps and pre-made Zaps. Click on any of the apps listed on the page to see a selection of the Zap templates available. 4. Choose the Zap Once on the app of your choice, scroll through the list of pre-created Zaps and click on Create, next to the Zap youâd like to add. 5. Follow Zapierâs simple instructions Next, a Zapier window will open on the same page. At this point, youâll be taken through the simple steps of setting up the Zap, linked with your chosen project board. Canât spot the automation youâd like on our Automate by Zapier page? Head to the MeisterTask integration page on Zapier to set up the workflow yourself no coding required! So with the 1000+ integrations, come a whole load of possible Zaps! Here are a few of our favorites to get you started: 4 Ways to Get More Done with MeisterTask and Zapier 1. Achieve inbox zero by converting emails into tasks Sift through a large number of emails on a daily basis? Set up a Zap to automatically convert actionable emails into tasks in your designated MeisterTask project board. 2. Never miss a deadline with synced calendars Need to collate numerous team deadlines and dates, all in one place? Sync your teamâs Google Calendar with your MeisterTask project, so that all meetings, events, and launches are listed on your team project board. 3. Turn leads into clients with an automated sales funnel Nurturing leads from initial contact to successful sale? Create a Lead Funnel project in MeisterTask and connect it with your favorite lead generation solutions, such as Salesforce. Via a Zap, you can automatically create a task in your sales project as soon as a new lead comes in. 4. Automate your data collection to and from MeisterTask Make your data collation admin-free with MeisterTask and Airtable an app that the Zapier team claim could be the answer to imperfect databases. Set up a Zap so that every time you receive a new Airtable entry, a MeisterTask task is automatically created. If youd like to collate your completed tasks for clients, you can set one up in the opposite direction too. With in-app functionality and 1000+ apps to choose from, achieve more in 2018 in less time, with MeisterTask and Zapier. Have any questions or suggestions of your own on time-saving automations? Weâd love to hear them in the comments below!
Saturday, May 23, 2020
Field Marshal Gerd von Rundstedt in World War II
Field Marshal Gerd von Rundstedt was prominent German commander during World War II. After commanding Army Group South during the invasion of Poland, he played a central role in the defeat of France in 1940. Over the next five years, Rundstedt held a series of senior commands on both the Eastern and Western Fronts. Though he was removed as the commander-in-chief in the West following the Allied landings in Normandy, he returned to the post in September 1944 and remained in that role until the final weeks of the war. Early Career Born December 12, 1875 at Aschersleben, Germany, Gerd von Rundstedt was a member of an aristocratic Prussian family. Entering the German Army at age sixteen, he began learning his trade before being accepted into the German Armys officer training school in 1902. Graduating, von Rundstedt was promoted to captain in 1909. A skilled staff officer, he served in this capacity at the beginning of World War I in August 1914. Elevated to major that November, von Rundstedt continued to serve as a staff officer and by the end of the war in 1918 was chief of staff for his division. With the conclusion of the war, he elected to remain in the postwar Reichswehr. Interwar Years In the 1920s, von Rundstedt rapidly advanced through the ranks of the Reichswehr and received promotions to lieutenant colonel (1920), colonel (1923), major general (1927), and lieutenant general (1929). Given command of the 3rd Infantry Division in February 1932, he supported Reich Chancellor Franz von Papens Prussian coup that July. Promoted to general of the infantry that October, he remained in that rank until being made a colonel general in March 1938. In the wake of the Munich Agreement, von Rundstedt led the 2nd Army which occupied the Sudetenland in October 1938. Despite this success, he promptly retired later in the month in protest of the Gestapos framing of Colonel General Werner von Fritsch during the Blombergââ¬âFritsch Affair. Leaving the army, he was given the honorary post of colonel of the 18th Infantry Regiment. Field Marshal Gerd von Rundstedt Rank: Field MarshalService: Imperial German Army ,Reichswehr, WehrmachtBorn: December 12, 1875 in Aschersleben, GermanyDied: February 24, 1953 in Hanover, GermanyParents: Gerd Arnold Konrad von Rundstedt and Adelheid FischerSpouse: Luise ââ¬Å"Bilaâ⬠von GoetzChildren: Hans Gerd von RundstedtConflicts: World War I, World War II World War II Begins His retirement proved brief as he was recalled by Adolf Hitler the following year to lead Army Group South during the invasion of Poland in September 1939. Opening World War II, the campaign saw von Rundstedts troops mount the main attack of the invasion as they struck east from Silesia and Moravia. Winning the Battle of Bzura, his troops steadily drove back the Poles. With the successful completion of the conquest of Poland, von Rundstedt was given command of Army Group A in preparation for operations in the West. As planning moved forward, he supported his chief of staffs, Lieutenant General Erich von Manstein, call for a swift armored strike toward the English Channel which he believed could lead to the strategic collapse of the enemy. Attacking on May 10, von Rundstedts forces made swift gains and opened a large gap in the Allied front. Led by General of Cavalry Heinz Guderians XIX Corps, German troops reached the English Channel on May 20. Having cut off the British Expeditionary Force from France, von Rundstedts troops turned north to capture the Channel ports and prevent its escape to Britain. Field Marshal Gerd von Rundstedt. Bundesarchiv, Bild 183-L08129 / CC-BY-SA 3.0 Traveling to Army Group As headquarters at Charleville on May 24, Hitler urged its von Rundstedt, to press the attack. Assessing the situation, he advocated holding his armor west and south of Dunkirk, while utilizing the infantry of Army Group B to finish off the BEF. Though this allowed von Rundstedt to preserve his armor for the final campaign in France, it allowed the British to successfully conduct the Dunkirk Evacuation. On the Eastern Front With the end of fighting in France, von Rundstedt received a promotion to field marshal on July 19. As the Battle of Britain began, he assisted in the development of Operation Sea Lion which called for the invasion of southern Britain. With the Luftwaffes failure to defeat the Royal Air Force, the invasion was called off and von Rundstedt was instructed to oversee the occupation forces in Western Europe. As Hitler began planning Operation Barbarossa, von Rundstedt was ordered east to assume command of Army Group South. On June 22, 1941, his command took part in the invasion of the Soviet Union. Driving through Ukraine, von Rundstedts forces played a key role in the encirclement of Kiev and capture of over 452,000 Soviet troops in late September. Pushing on, von Rundstedts forces succeeded in capturing Kharkov in late October and Rostov in late November. Suffering a heart attack during the advance on Rostov, he refused to leave the front and continued to direct operations. With the Russian winter setting in, von Rundstedt advocating halting the advance as his forces were becoming overextended and hampered by the severe weather. This request was vetoed by Hitler. On November 27, Soviet forces counterattacked and forced the Germans to abandon Rostov. Unwilling to surrender ground, Hitler countermanded von Rundstedts orders to fall back. Refusing to obey, von Rundstedt was sacked in favor of Field Marshal Walther von Reichenau. Return to the West Briefly out of favor, von Rundstedt was recalled in March 1942 and given command of Oberbefehlshaber West (German Army Command in the West - OB West). Charged with defending Western Europe from the Allies, he was tasked with erecting fortifications along the coast. Largely inactive in this new role, little work occurred in 1942 or 1943. Field Marshals Gerd von Rundstedt and Erwin Rommel. à Bundesarchiv, Bild 101I-718-0149-18A / Jesse / CC-BY-SA 3.0 In November 1943, Field Marshal Erwin Rommel was assigned to OB West as commander of Army Group B. Under his direction, work finally began on fortifying the coastline. Over the coming months, von Rundstedt and Rommel clashed over the disposition of OB Wests reserve panzer divisions with the former believing they should located in the rear and the latter wanting them near the coast. Following the Allied landings in Normandy on June 6, 1944, von Rundstedt and Rommel worked to contain the enemy beachhead. When it became obvious to von Rundstedt that the Allies could not be pushed back into the sea, he began advocating for peace. With the failure of a counterattack near Caen on July 1, he was asked by Field Marshal Wilhelm Keitel, head of the German armed forces, what should be done. To this he brusquely replied, Make peace you fools! What else can you do? For this, he was removed from command the next day and replaced with Field Marshal Gunther von Kluge. Final Campaigns In the wake of the July 20 Plot against Hitler, von Rundstedt agreed to serve on a Court of Honor to assess officers suspected of being opposed to the fà ¼hrer. Removing several hundred officers from the Wehrmacht, the court turned them over to Roland Freislers Volksgerichtshof (Peoples Court) for trial. Implicated in the July 20 Plot, von Kluge committed suicide on August 17 and was briefly replaced by Field Marshal Walter Model. Eighteen days later, on September 3, von Rundstedt returned to lead OB West. Later in the month, he was able to contain Allied gains made during Operation Market-Garden. Forced to give ground through the fall, von Rundstedt opposed the Ardennes offensive which was launched in December believing that insufficient troops were available for it to succeed. The campaign, which resulted in the Battle of the Bulge, represented the last major German offensive in the West. Field Marshal Gerd von Rundstedt (center) after his capture in 1945. Bundesarchiv, Bild 146-2007-0220 / CC-BY-SA Continuing to fight a defensive campaign in early 1945, von Rundstedt was removed from command on March 11 after again arguing that Germany should make peace rather than fight a war it could not win. On May 1, von Rundstedt was captured by troops from the US 36th Infantry Division. During the course of his interrogation, he suffered another heart attack. Last Days Taken to Britain, von Rundstedt moved between camps in southern Wales and Suffolk. After the war, he was charged by the British for war crimes during the invasion of the Soviet Union. These charges were largely based on his support of von Reichenaus Severity Order which led to mass murders in occupied Soviet territory. Due to his age and failing health, von Rundstedt was never tried and he was released in July 1948. Retiring to Schloss Oppershausen, near Celle in Lower Saxony, he continued to be plagued by heart problems until his death on February 24, 1953.
Monday, May 11, 2020
Gender Pay Gap Is A Myth - 1150 Words
According to Steve Tobak, a former executive and consultant for Fox Business, the gender pay gap is a myth. Tobak claims that once you look past the headlines, politicians, and feminists it will be clear that the wage gap is not the result of coercion, dislike, or discrimination but simply a matter of womenââ¬â¢s choices. Instead, he attributes the astounding difference in pay to personal choices such as college careers, high paying jobs, and having children. He also argues that in higher-paid occupations, women tend to make the same if not more than their male counterparts. Tobak would like to make it known that women tend to choose occupations that are not dangerous, uncomfortable, or involve physical labor, and that those factors are enough to justify that personal choices are the only factor that cause the ââ¬Å"pay gapâ⬠. However, Tobak does not have an explanation for occupations that are dangerous and require the same amount of specialization, training, and educ ation. His only answer to this is that more women in law and medicine tend to choose careers that are less challenging and time consuming. Yet, Mr. Tobak claims that it is not the institutions that create this pay gap, but that women themselves are to blame for their salaries. The legal sector in the United States is changing along with many other industries. The law profession itself has become more separated from the ââ¬Å"megaâ⬠law firms and the small locally owned ones; partnerships have become much moreShow MoreRelatedGender Wage Gap And Gender Inequality Essay1519 Words à |à 7 PagesGender Wage Gap Lydia Ogles November 2016 Introduction/Abstract The gender wage gap has been a nationwide problem since women were able to enter the workforce. Women have begun to speak out more about the issue and evaluate what they can do to change the industries and how they personally present themselves to help this change. Currently there is a wide range of opinions on this issue, with some saying it does not exist while others think it will ruin the economy if not fixed immediately. This makesRead MoreThe Role Of Women During The Civil War1595 Words à |à 7 PagesIn 1963 the first policy regarding equal pay was introduced opening the gate from other policies, such as Pregnancy Discrimination Act of 1978 and the Family Medical Leave Act of 1993. However, women are still being undermined in the work force with the wage gap between women and men. Many argue that a wage gap does exist where women are working hard but getting payed less leading to poverty. On the other hand, others argue that the wage gap is merle a myth and is impractical in today s society.Read MoreGender Inequality Between Men And Women996 Words à |à 4 Pagesclose the wage gap is a very difficult but not an impossible task, and some argue if itââ¬â¢s even worth it. There are two articles on this issue that represent the different sides very well. In Source A, States Attack the Pay Gay Between Men and Women by Teresa Wiltz, she writes about her experience at a company and how she is still paid less than a new employee. Source B consists of Laura Finley giving scenarios to back up her opinions on why the gender pay gap is a myth in Differences in Pay Rates BetweenRead MoreDoes The Gender Pay Gap Actually Exist?1221 Words à |à 5 Pages Does the Gender Pay Gap Actually Exist? Lecture Outline: The concept of a pay gap between female and male workers has been around for decades, this is because countless studies seek to justify why women earn less than men, and in many disciplines women are more easily subjected to discrimination in comparison to their male counterparts. This unit exposes many underlining factors that ultimately determine whether the gender pay gap truly exists in the contemporary Western hemisphereRead MoreAmerican Association Of University Women1377 Words à |à 6 Pagesvery real, and so is the wage gap. The Equal Pay Act was signed into law in 1963 as an amendment of the Fair Labor Standards act. The goal of the Act was to order employers to pay men and women equally for essentially equal work. At that time, women were making around 59 cents to every dollar being earned by a man. In the 52 years that have passed since the Equal Pay Act came into play, the gap has diminished by a paltry 18 cents. President Kennedy said the Equal Pay Act was ââ¬Å"only a ââ¬Å"first stepâ⬠Read MoreDifferences Between European And Native American Society1549 Words à |à 7 Pagesmore than homemakers, and they can do so much outside of their predetermined bubble. There are still many situations in which men are irrationally considered superior, such as gender pay gap. In the United States in 2016, women were paid 80 percent of what men were paid (Kevin Miller, The Simple Truth about the Gender Pay Gap). Women are still treated as second hand to men to this day, but we have come a far way since the sixteenth century European women. Women can go to school, work, and have livesRead MoreEqual Pay And The Issue Of Ladybucks Essay928 Words à |à 4 PagesEqual Pay and the Issue of ââ¬Å"Ladybucksâ⬠No matter your gender, profession or where you live, you are affected by the gender pay gap. Gender inequality refers to the unequal treatment or perceptions of individuals based on their gender. (NYC Gender, 1). According to the report prepared by the Joint Economic Committee in April 2016, ââ¬Å"The ratio of womenââ¬â¢s to menââ¬â¢s median earnings ââ¬â known as the ââ¬Å"gender earnings ratioâ⬠is approximately 79 percent. That leaves a difference in earnings of 21 percentRead MoreGovernment Intervention Into Public Private Affairs1613 Words à |à 7 PagesI. Introduction Government intervention into our private affairs consequences in reducing individualââ¬â¢s freedom and equality, it redounds to the disadvantage the very group it is intended to help. Government failures such as equal pay for equal work laws which actually hurt women instead of helping them, or minimum wage laws that result in forcing employers to discriminate against people who have low skills are good examples. Over and over again government coercion has resulted in poverty and denialRead MoreWorking Toward Closing Gender Wage Gaps866 Words à |à 4 Pagesclosing gender wage gaps. A. According to Jillian Weinberger, a producer at the Center for Investigative Reporting ââ¬Å"the new law will force employers who pay men more for a same job to prove the pay is based on factors other than gender.â⬠(Takeaway, 2015). 1. It will also eliminate pay secrecy by allowing employers to discuss pay without consequences of retribution (Takeaway, 2015). 2. Contrary to what Thompson stated about career advancing, Aileen Rizzo contributor to passing the Fair Pay Act sharedRead MoreThe Equal Pay Act: a Failure?800 Words à |à 4 Pages The Equal Pay Act: a Failure? Women have faced gender wage discrimination for decades. The gender pay gap is the difference between what a male and a female earns. It happens when a man and a woman standing next to each other doing the same job for the same number of hours get paid different salaries. On average, full-time working- women earn just ââ¬Å"77 cents for every dollar a man earn.â⬠When you compare a woman and a man doing the same job, ââ¬Å"the pay gap narrows to 81 percent (81%)â⬠(Rosin). Fifty-one
Wednesday, May 6, 2020
Banking Regulation Act Summary Free Essays
BANKING REGULATIONS ACT 1949 The Banking Regulation Act was passed as the Banking Companies Act 1949 and came into force wef 16. 3. 49. We will write a custom essay sample on Banking Regulation Act Summary or any similar topic only for you Order Now Subsequently it was changed to Banking Regulations Act 1949 wef 01. 03. 66. Summary of some important sections is provided hereunder. The section no. is given at the end of each item. For details, kindly refer the bare Act. * Banking means accepting for the purpose of lending or investment of deposits of money from public repayable on demand or otherwise and withdrawable by cheque, drafts order or otherwise (5 (i) (b)). Banking company means any company which transacts the business of banking (5(i)(c) * Transact banking business in India (5 (i) (e). * Demand liabilities are the liabilities which must be met on demand and time liabilities means liabilities which are not demand liabilities (5(i)(f) * Secured loan or advances means a loan or advance made on the security of asset the market value of which is not at any time less than the amount of such loan or advances and unsecured loan or advances means a loan or advance not secured (5(i)(h). Defines business a banking company may be engaged in like borrowing, lockers, letter of credit, traveller cheques, mortgages etc (6(1). * States that no company shall engage in any form of business other than those referred in Section 6(1) (6(2). * For banking companies carrying on banking business in India to use at least one word bank, banking, banking company in its name (7). * Restrictions on business of certain kinds such as trading of goods etc. (8) * Prohibits banks from holding any immovable property howsoever acquired except as acquired for its own use for a period exceeding 7 years from acquisition of the property. RBI may extend this period by five years (9) * Prohibitions on employments like Chairman, Directors etc (10) * Paid up capital, reserves and rules relating to these (11 12) * Banks not to pay any commission, brokerage, discount etc. more than 2. 5% of paid up value of one share (13) * Prohibits a banking company from creating a charge upon any unpaid capital of the company. (14) Section 14(A) prohibits a banking company from creating a floating charge on the undertaking or any property of the company without the RBI permission. * Prohibits payment of dividend by any bank until all of its capitalised expenses have been completely written off (15) * To create reserve fund and 20% of the profits should be transferred to this fund before any dividend is declared (17 (1)) * Cash reserve ââ¬â Non-scheduled banks to maintain 3% of the demand and time liabilities by way of cash reserves with itself or by way of balance in a current account with RBI (18) * Permits banks to form subsidiary company for certain purposes (19) * No banking company shall hold shares in any company, whether as pledgee, mortgagee or absolute owners of any amount exceeding 30% of its own paid up share capital + reserves or 30% of the paid up share capital of that company whichever is less. (19(2). Restrictions on banks to grant loan to person interested in management of the bank (20) * Power to Reserve Bank to issue directive to banks to determine policy for advances (21) * Every bank to maintain a percentage of its demand and time liabili ties by way of cash, gold, unencumbered securities 25%-40% as on last Friday of 2nd preceding fortnight (24). * Return of unclaimed deposits (10 years and above) (26) * Every bank has to publish its balance sheet as on March 31st (29). * Balance sheet is to be got audited from qualified auditors (30 (i)) * Publish balance sheet and auditors report within 3 months from the end of period to which they refer. RBI may extend the period by further three month (31) * Prevents banks from producing any confidential information to any authority under Indl Disputes Act. (34A) * RBI authorised to undertake inspection of banks (35). * Amendment carried in the Act during 1983 empowers Central Govt to frame rules specifying the period for which a bank shall preserve its books (45-y), nomination facilities (45ZA to ZF) and return a paid instrument to a customer by keeping a true copy (45Z). * Certain returns are also required to be sent to RBI by banks such as monthly return of liquid assets and liabilities (24-3), quarterly return of assets and liabilities in India (25), return of unclaimed deposits i. e. 10 years and above (26) and monthly return of assets and liabilities (27-1). How to cite Banking Regulation Act Summary, Essay examples
Thursday, April 30, 2020
Palestinian refugees in Lebanon
Executive summary The purpose of this brief is to outline the current situation and to push for reforms in Lebanon pertaining to the ownership of property, land and housing by Palestinian refugees. It is addressed to the office of the United Nations High Commissioner for Human Rights since the office is charged with the responsibilities of ensuring the compliance of national legal systems with International Human rights.Advertising We will write a custom essay sample on Palestinian refugees in Lebanon specifically for you for only $16.05 $11/page Learn More Various recommendations have been put forward in this brief to address the specific issues mentioned and among them is the implementation of proposals in a change of the 2001 law on land that has brought great controversy (Brynen 2007, p.138). Statement of the Issue/Problem It may be pertinent to pursue the everlasting question of what role the Lebanese Government and other international organizations play in ensuring equal rights of ownership of land and property by the Palestinian refugees in Lebanon? Background of the problem Palestinians have since the massacres of Black September and war with the Israeli, been refugees with more than 50% of the Palestinian population displaced living all over the world. Estimates indicate that over 200,000 Palestinians were living in Lebanon by 1970 (Haley 1979, p.24). There is very little prospect of returning to their homeland despite an established right in international law to return to their homeland. Palestinian refugees account for nearly 10% of the population in Lebanon with majority of them living in 12 refugee camps managed by the United Nations Relief and Works Agency (UNRWA) and other committees. Some of the refugees also live in rural settlements that are outside the UNRWA mandate. Palestinian refugees have suffered in these camps for many years having most of their basic rights infringed. Among these is their lack of rights to ownership of property, land and housing (Beker 1991, p. 96). The law of Lebanon passed in 1969 had restricted land ownership by foreigners to 500 square meters per foreign person. Spouses and children of these foreigners were not considered as separate persons according to this law. In 2001, amendment of the law further imposed the restriction to 300 square meters per foreign person.Advertising Looking for essay on political sciences? Let's see if we can help you! Get your first paper with 15% OFF Learn More Furthermore the law now requires that for a foreigner to own land in Lebanon, he or she must be a citizen of an internationally recognized state. Given that the Palestinian refugees in Lebanon are not citizens of any country, they were completely locked out from owning property or land in Lebanon. The issue has been a sensitive topic in the international community as well as within Lebanon itself. However, the question on whether the issue is racist is subject to great debate. In 2007, a conflict arose which had devastating effects resulting in the near complete destruction of the Nahr el-Bared refugee camp and areas surrounding it. There has been a recent move by the Palestinian government in trying to improve the conditions for the Palestinian refugees. Law reform proposals are still under scrutiny in parliament and have not yet been made into law (Knudsen 2011, p.48). UNRWA is the main organization that has been of the most influence in trying to reduce the impact of lack of ownership rights by the Palestinian refugees. Various other organizations among them ââ¬â The Directorate General for Development, Cooperation- Europe Aid and the European Union groups have also made huge contributions towards relief operations and reconstruction in these refugee camps. Statement of the UN office The office of the United Nations High Commissioner for Human Rights is charged with the mandate to protect and promote human rights, in this case, of the Palestinian refugees in Lebanon. This very important international task is carried out in three main stages i.e., setting of international human rights standards, monitoring and making amendments to the standards and finally facilitating the adoption and implementation of the standards. It therefore, has great interest in a move to change the current situation in Lebanon. Since none of the Palestinian refugees are citizens of a recognized country they are therefore not recognized as legal owners of property in the country. A description of the life of the following Palestinian refugee communities highlights the situation as it is in Lebanon (Choueiri 2005, p.48).Advertising We will write a custom essay sample on Palestinian refugees in Lebanon specifically for you for only $16.05 $11/page Learn More Policy options Gaza Compound This was a former hospital that was constructed by the Palestinian Liberation Organization (PLO) during the civil war in Leban on. The organization later handed it over in 1982 to the Palestinian Red Crescent Society which was in charge of the premises until mid-80s. As a result of the civil war, some displaced Palestinians took refuge in the premises which comprises of a four building compound. The compound currently houses many Palestinian families as well as other different groups. The buildings committee is a collective term which comprises each of the committees for the four individual buildings and acts as both the authority and body that ensures the provision of basic services such as water and electricity. As such, the legal status of the Gaza compound can be clearly outlined as follows: Being that the compound was constructed without a legal permit it is therefore, deemed legal by the Lebanese authorities since they were not registered with the Real Estate Agency. The Agency therefore considers neither the PLO nor the PRCS as the owners of the property or land. According to the Agency the land belo ngs to Lebanese public institutions and private natural persons. Despite there being a contract between the owners of the land and the PLO, authorizing them to build on the land there has been silently suppressed with regard to the matter possibly with intentions to dispute the existence of some form of contract (Schiff 1995, p.88). Currently, none of the people residing in the buildings have a legal document issued by the real land owner. This therefore implies that no inhabitant is legally allowed to live in the buildings as they do not possess legal documents that would grant them the right to reside in any unit or store in the buildings. If in any case, the Lebanese government proves that the construction was undertaken in bad faith i.e., with knowledge of non-ownership of the premises, then the land owners are considered to have no legal obligation to compensate the PLO for construction if no written agreements are produced.Advertising Looking for essay on political sciences? Let's see if we can help you! Get your first paper with 15% OFF Learn More Nahr el-Bared camp This is among the 12 refugee camps set aside for Palestinian refugees in the northern region of Lebanon. It is under the mandate of the UNRWA and its territory is outlined in the 1940 demarcation. Majority of the inhabitants of the camp were displaced after the 2007 conflict and those who remained live in pre-fabricated houses. Others have constructed their homes with assistance from some relief NGOs. However some families are still renting houses around the camp to secure access back. The adjacent area has since the 1980s turned into a somewhat extension of the Nahr el-Bared camp. Palestinian refugees begun to purchase land in the surrounding areas and constructed their houses and as a result formed settlements due to the increasing population pressure in the camps. In relation to the ownership of land and property by Palestinian refugees, the 2001 law had adverse effects on the practices of the purchase and sale of real right in the adjacent area. Specific areas of interest were the revocation of the right to purchase land under irrevocable power of the attorney and the right to register property with the Real Estate Agency. This resulted in the increased role of the Popular Committee in the purchase of land and units. Due to the 2007 conflict, the adjacent area sustained serious damage to the extent that part of it is still inaccessible until today (Talhami 2003, p.48). Several legal issues have been raised as a result of the situation of the 2001 law especially relating to the legal status of the land before promulgation of the law, and the impacts of the 2007 conflicts and the resultant status of contracts that have been signed after the law amendment. Comment Generally the situation in Lebanon has led to worldwide action and petitions from humanitarian organizations. The Palestinian refugees are greatly mistreated and the Lebanese government has done comparatively little in an effort to make their lives more bearable. In this time and age violation of basic human rights should be a thing of the past. So far the Lebanese government has received criticism from all over the world due to this issue. It is time for the leaders of the country to demonstrate good leadership qualities by amending the laws of the land so as to contribute to the general development of the entire state. Advantages of the policy options The following advantages will accrue to Lebanon as a country after the implementation of the above reform proposals: By allowing the Palestinian refugees to own land, poverty levels will be relatively lower in the country since Palestinians will be able to invest in the land thus creating business and employment opportunities. The Palestinian population is still waiting for the implementation of proposed changes in the laws defining the ownership of land in Lebanon. It is therefore time for the Lebanese government to facilitate reforms and complete the last step in establishing a socio-economic link with the Palestinian refugees (Khalidi 1997, p.76). References Beker, M 1991, Palestinians in Lebanon: contradictions of state-formation in exile, MERA, Amsterdam. Brynen, R 2007, Palestinian refugees challenges of repatriation and development, I.B Tauris, London. Choueiri, Y. M 2005, A companion to the history of the Middle East, Blackwell Pub, Malden. Haley, P. E 1979, Lebanon in crisis: participants and issues, Syracuse University Press, Syracuse. Khalidi, R 1997, Palestinian identity: the construction of modern national consciousness, Columbia University Press, New York. Knudsen, A. J 2011, Palestinian refugeeââ¬â¢s identity, space and place in the Levant, Routledge, London. Roberts, R 2010, Palestinians in Lebanon: refugees living with long-term displacement, I.B Tauris, London. Schiff, B. N 1995, Refugees unto the third generation: UN aid to Palestinians, Syracuse University Press, Syracuse. Takkenberg, A 1998, The status of Palestinian refugees in international law, Clarendon Press , Oxford. Talhami, G. H 2003, Palestinian refugees: pawns to political actors, Nova Science Publishers, New York. 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